Short sale guide
What is a short sale hardship letter?
A hardship letter is a written explanation of why you can no longer afford your mortgage. It's part of the package your lender reviews when deciding whether to approve a short sale.
What to include
- What happened (job loss, divorce, medical, payment increase, etc.)
- When it happened and how it changed your finances
- What you have already tried to do about it
- Why a short sale is the right path forward now
How to write it
Be honest, be specific, and keep it short. Lenders read hundreds of these. The ones that get approved tell the story plainly without exaggeration or excuses. We'll help you shape yours.
Next step
Get a free review of your situation
Kim's team will read your submission personally and reach out within one business day.